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Thoughts to Ponder
We are in business to help
our clients achieve their goals. Changing
Lives - One Legacy at a Time. Email: katherine.nixon@jwcemail.com Phone: 281-370-6622
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Tuesday, January 26, 2010
Your Long-Term Care Choices : ------ First: What is Extended or Long-Term Care (LTC)? Extended
or Long-Term Care is assistance for a period of time longer than 90 days where you need personal care and health
services because you have become frail or have a cognitive impairment. When these times occur, you need
a caregiver. Most care allows you to stay at home and helps you remain active in the community
and with your family as long as possible when planned correctly. Sometimes, a family
member can help. However, it is best when the spouse, child, friend, or family member supervises
rather than provides the care. Outside caregivers help keep everyone healthy.
This care can be in or outside your home. -----
What We Have Found Out. The need for extended
care can happen any time in your life with a serious illness or accident. Although the odds are lower
in your working years, are you prepared if in the unlikely event that it did? Have you funded a plan if you or those who you have sworn to provide and protect need outside care?
Are you prepared to pay for a second (2nd) household if necessary to assure the comfort and well being of
a loved one? Since most of us don't
have a crystal ball or know when we may need extended care, being prepared to minimize the financial impact is a good strategic
move. We would like to share with you your choices and alternatives to position
yourself for these unexpected events in your life. ---- d. Have you considered the price
tag for doing the right thing and the positive consequences when you are found to be prepared regardless of the
circumstances? ----- Why Now? Why now? First, your health could change and you
would not longer qualify for extended care (long-term care) insurance or other choices. Second,
long-term care (LTC) costs are increasing. So, if you could quantify or perhaps even limit your overall
costs now and manage your risks, what would that mean to you? We have had clients discuss their extended
care choices with us. They walk away with peace of mind and the knowledge that . ---- How to understand more. ----- ü
Call us to schedule a time to visit
and to explore your personal situation. ----- ü When
you are available, join us for our fun, educational events that we have often. ----- ü Consider where would you begin withdrawing the money today if needed
for funds for extended care immediately. It is those funds that we would like to help you strategically
position. ----- Please call us
to discuss how planning for extended or long-term living can be accomplished cost effectively.
| | | | | In 35 years, Long-Term Care Could Cost $1 Million
Dollars for 3 Years Care | In Houston, nursing home costs average $5,000.00 a month
or $60,000 a year. If you need three (3) years of care, you will spend $180,000. At-home care costs can be more
costly. Statistically, there is a 43% chance that you will need this type of care. Call
now to schedule a time for us to talk. | | |
Thank you for the opportunity to provide useful information to you.
Sunday, January 3, 2010
Watchword: Prevention
Theme is Proactive.
Thought for consideration is, "What ways can you provide assurances to yourself and
others for a healthy body, mind, and soul?"
Did you think of
1. Drinking more water,
2.
Eating more fruits and vegetables,
3. Walking at least 30 minutes,
4. Planning your future complete
with an annual budget,
5. Saving toward your future goals,
6. Revisiting your priorities often,
7. Expecting
the best,
8. Enjoying the moment, and 9. Preparing for the worst, We provide longevity
planning. Call us at 281-370-6622 to discss the single most unfunded potential liability that Americans face: senior
care events. For more information go to www.longevityplanning.info/howto.html
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Katherine Nixon holds a BBA from Texas A&M University.
She is certified as a public accountant, a personal financial specialist, a professional coach and a long-term care specialist.
Her firm, SETFS, LLC is not a CPA firm. Securities are offered through J.W. Cole Financial, Inc. (JWC), Member FINRA, SIPC. Investment Advisory Services are offered through Jonathon Roberts Advisory Group (JRAG). Tax preparation services
are not offered through JWC/JRAG. Insurance is offered as an independent agent.
As a Registered Representative, Katherine Nixon, may only conduct business with residents of the
states for which properly registered. Therefore, a response to a request for information may be delayed. No information provided
on this site is intended as a solicitation to buy or sell any security. The investments and services mentioned may not be
available in every state. No security will be offered or sold to any person, in any state in which such offer, solicitation,
purchase, or sale would be unlawful under securities laws of such jurisdictions.
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